If you have put money in a savings account, made monthly auto or mortgage payments, or paid down your student loan ahead of time you have inherently applied TVM.
- Discuss how you may have used TVM in a recent investment or loan decision and explain some of the TVM details that may have been involved in your transaction.
- If you have not used TVM in the past financial transactions explain potential TVM applications you would encounter in future business or personal transactions.
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